Discover Why More and More Buy-to-let Investors Are Buying Up Commercial Properties


By: Brad Fults

“In the last 3 years, large numbers of buy-to-let landlords have started investing in Menorcan property,” says a sales manager at Move Menorca. While others are investing in commercial properties. A number of changes happened recently for residential landlords and this has led them to looking at ways to diversify by expanding into commercial space. Here we will take a look at some of the biggest changes.

Stamp Duty

The government has recently announced that it will raise the stamp duty charged to anyone who buys a second home including those that are buy-to-let properties. Landlords already have to pay a stamp duty charge that is three points above the rates they paid previously.

Previously if you had purchased a £500,000 you wouldn’t have paid any stamp duty charge on the first £12,000. On the next £125,000, you would have paid 2% and then another 5% on the £250,000 that remained. This would mean that you paid a total of £15,000 in those fees. The newest rates are 3%, 5%, and 8%. This increase doubles the total to £30,000.

Depreciation From Wear and Tear

Beginning this April the rules for how a landlord can claim wear and tear has changed so that they can only claim actual costs that were incurred. Previously owners could have claimed an annual deductible for wear and tear whether they had an actual out-of-pocket expense or not. Since the rule changed it is necessary to provide all receipts for cost that you deduct from your taxes.

Capital Gains Tax

The Chancellor recently announced that there will be a cut to the capital gains tax but that it won’t be applied to landlords. The base rate for capital gains tax went from 18% down to 10% and the higher rate fell from 28% to only 20%. Anyone who earns profits from stocks and other similar assets will now pay the lower rates but landlords will not benefit from it. This means that when a landlord sells their property that they will have to pay 8% in fees that others who sell other types of assets will not have to pay.

Auctioneers of commercial properties from companies like Allsop are saying that this is driving many investors because of the new tax laws on buy-to-let properties. Once these investors find out how easy it is they often choose to do it again and again.

Using a Limited Company to Buy Property

Over a hundred thousand landlords chose to buy properties using limited companies last year. 30% of lending was through these limited companies during the first half of the year. Many experts say that mortgages on buy-to-let properties are likely to surge this year because landlords want to avoid excessive taxes and the changes in mortgages. If the government decides to clamp down on these trends it may lead to residential investors looking to invest more heavily in commercial properties.

Key Points to Consider When Investing in Commercial Property

  1. It’s always necessary

Impact of Network Monitoring Solutions on Business Performance

Infrastructure monitoring software helps businesses to improve their bottom line, future growth, and customer response. Nowadays, many modern tools let companies control their network. Network management involves efficient utilization of bandwidth and ensuring network availability. As such, businesses can detect trouble and fix it as soon as possible. A network outage can affect the operations of your business. Therefore, monitoring bandwidth and minimizing network degradation can increase your business profitability. Here are how network monitoring solutions can help streamline your business operations.

Increased Uptime

Network tracking solutions will detect network degradation immediately and fix it as fast as possible. That way, network changes don’t affect the performance of your business. Apica systems help you monitor your systems at the microsecond level. As such, you can detect sudden changes that can leave behind dire effects on your business.

Increase the Efficiency of Your Network

Companies with proper bandwidth capacity management can save a lot of money. Identifying the flow of your network can help improve performance management. It’s important to know the makeup of your bandwidth, the traffic on your system, and the amount of bandwidth utilized by that traffic. Identifying congestion within the network also helps minimize capital and operational expenditures. It also enables the capacity of the system and helps its users to make better decisions.

Streamline Operations

Poorly performing network bandwidth results in diminished user experience. It also slows down traffic and impacts customer response negatively. Monitoring your network and diagnosing potential bottlenecks results in quick resolution of performance degradation. Moreover, speedy resolution improves customer experience and increases productivity significantly.

Efficient Scheduling of Maintenance

Network monitoring solution provides you with proactive notifications and analytics about the performance of your network. That allows you to plan for necessary windows maintenance and reduce business downtimes. Traffic trends provide the insight needed to assess the optimal maintenance schedule.

Increase Customer Retention

Delivery of consistent, quality services helps companies to increase customer retention. Network monitoring solutions ensure that a business honors its promise by meeting customer demand. The surest way to retain new customers is to deliver unique services. Network tracking software lets you provide unique and quality services without network degradation. You can even design a customizable service portal to demonstrate all your valuable services to the customers.

Keep Up with Market Trends

Network monitoring solutions allow you to upgrade the system and deploy new technology. Rapid deployment of the latest technology improves performance and reduces the time taken for deployment. Analytics and notifications from network monitoring solutions let a company compare its historical and present performance levels. Some of the performance quantifiers that help improve network performance include traffic composition, server utilization, and bandwidth measurements. Infrastructure monitoring solutions help mitigate the financial risk associated with network degradation.

In short, infrastructure monitoring solutions help companies to manage their servers and networks. These solutions let a company monitor every component of a system and detect potential problems. Troubleshooting allows a company to resolve developing issues before they get catastrophic. With network

Four Easy Ways to Extinguish a Fire

Four Easy Ways to Extinguish a Fire

When a fire happens in a kitchen, tactical steps must be taken in order to extinguish the flames before they spread and destroy important cooking and prep items. If four simple solutions are used early, you won’t have to call the fire department during every emergency situation.

Baking Soda

Baking soda is one of the best products for small fires. This kitchen item is effective because the layered particles smother the flames, which puts out the fire. Once enough baking soda is poured into a pot or pan, the substance gradually cools down the metal. The cooling process is important, as it prevents the fire from spreading. However, in order to extinguish a fire quickly with soda, you must keep a box of baking soda near the stove throughout all cooking routines.


Although sand isn’t a practical restaurant item, it can help cooks stop fires that generate around stoves and other equipment on patios. If you’re going to cook and serve food outdoors, you should consider renovating the entire zone with decorative elements that feature sand. By placing sand around grills, a cook can easily extinguish a fire that happens after a flame flares up. Sand is a very reliable fire extinguishing solution because it lacks combustible elements. This is why a pile of sand can suffocate a small fire.


Salt can be used to extinguish grease fires that happen in the kitchen. This seasoning item and a fire extinguish eliminate fires in the same manner since salt is one of the main components that’s used to make the substance in a fire extinguisher. After salt is poured over a flame, it extinguishes the fire by taking oxygen away.


Beer is another practical extinguishing option for patio cooking routines that involve cuts of beef. If a flame shoots up through the grates, you won’t have to move the beef. Instead, you can extinguish the flame by spraying beer on the spot where are fire grows. This strategy will lower the flames while giving the beef a slight beer flavor.

In order to fully protect a restaurant business, you must have a functioning fire hydrant near the building. If you need help determining whether or not a hydrant is operational, you should work with a crew that provides fire hydrant testing services.…

Create Video for PR Kit and Convention Entertainment

If you are held a company event or participating in corporate fair, you might need a great documentation such as video. A video could be use to make a PR kit, or a press kit, a simple packet of infurmation for members of the media or to show off as event entertainment for the audience of event. Those video not only meant to inform your organization, but you may also use them as a meant of entertainment to show off on the main stage of company event or in corporate fair for your audience. Today, I will provide you a step by step guide o how to create a video or PR packet and present them to your audience in the company event or corporate fair.

The first step is make sure to create the basic video for press kit. You will need to introduce your organization. You will need to provide an explanation of what your organization does, basic history and fact about your organization, statistics and contact person of your company. Then, you can offer your company product or service. However, make sure to highlight your good points and minimize the bad points of your product. You may also need to write an FAQ, this way you can answer frequently asked questions that will save time from having to waste time answering the same questions again and again.

The next step is arranging your video according to your event. If you are putting together video for company event for automotive industry, make sure that you are including testimonial from automotive expert. Then, make sure to create video specific to event. Make sure to create your video as a long letter to your audience and place to offer your product and service directly.

In the event that you are contracting a video production company, you should check a few things previously you choose to hire them. Check their reputation; search for their work portfolio, contextual analyses and customer declaration of the website composition company you are thinking about. Along these lines, you will have the capacity to decide if a Video designer can be trusted or not. Check their Videos or their portfolio to get a thoughts for good Video for yours Video.

Cross check the review and testimonial gave on their official Video. Call and contact the organizations or people that give the testimonials, and after that enquire if the website specialist company would send you references and testimonials from customers. Check the customer and call to check whether these testimonials are genuine.

The following stage is checking their experience. On the off chance that a website specialist has been in the business for a long time, this demonstrates the website specialist has overseen numerous sites well. In this way, a survivor on this web specialist business will give you the best administrations.

The subsequent stage is contact them. Get some information about their proposal and talk about on how you need your Video will be. A …

4 Micro-Business Financing Myths and the Truth Behind Them

Ethical decision making begins with collecting facts. So if you want to avoid running around in circles or making guesses on decisions that severely affect your small company then be sure to have all details on the matter.

Unfortunately, rumor is a fast traveler than truth, and negativity is becoming part of the human race, so you’ll most likely hear of the “impossible” from pessimistic people, especially when looking for Micro-business commercial funding. As a consequence, you may miss on a chance to expand your startup just because you give up before a fight.

Myths can make you panic. Fear can prevent you from making a move that will greatly determine your future. And the only way to do away with fear is to find out what’s coming ahead— collect the facts!

Here are four myths about business financing and the reality behind them

1-Loans Are Too Risky, Stay Away From Them

Debts are not risky unless you carelessly handle them.

Small business financing allows you to leverage the financer’s money and generate more money out of it. It will enable your micro-company make the most of opportunities that are above your financial capability.  In a few words, business funding gives you the money you need to make more money.

The only risk involved is your merchant loan could turn into to a long-standing debt, but that’s only if you poorly manage the funds.


2-New Companies Can’t Access Business Funding

This is not true. Replace the word “can’t” with the phrase “find it hard to,” and the statement is correct.

While startups won’t quickly get financing, there’s a high chance you can find one.

Consider the numerous financing options obtainable by upcoming businesses. Have you heard of micro-loans? There are meant for startups like you. Crowdfunding is also another way to acquire extra funding.

But if the above options seem long and tiring, why not go for an easier solution: get a small business credit card.

3-I have bad credit; I Can’t Get Funding For My Business

Though your options are limited when seeking loans on bad credit, it does not mean you’re completely out of alternatives.

A credit check for a small business loan application reviews the following:

  • The owner’s personal credit scores.
  • Business credit scores.
  • Both personal and business credit.

However,  there are cases where credit scores are not an issue. Crowdfunding platforms rarely look into credit details. Invoice financing, merchant cash advances, and other cash-flow loans are mainly interested in future business revenues and may not review your credit.

4-Financing Is Too Expensive

This is partly true depending on the financing product you go for. But the market has a range of low-cost options like some microloans, SBA loans, crowdfunding, business lines of credit and even some bank loans.

Don’t get trapped in a funding product that does more harm than good to you. Choose funding that’s within your means, has a reasonable rate, and has a repayment plan that favors you. Plus, understand all costs of …

Buying the Right Blending Machine

The world of blending machines is an extensive one, so you can’t be blamed for feeling a little overwhelmed by all of the choices on the market. However, you’ll need to make up your mind sooner or later! When you feel like taking the plunge, here are just a few things to consider about your future blender purchase.


There are many different types of industrial blenders out there, including:

– Paddle blenders
– Ribbon blenders
– Jacketed blenders
– Rotary blenders

There are pros and cons to owning each of them, so don’t listen to any website trying to claim that one model is definitely superior to another. They’re probably just trying to sell that particular model.


What are you mixing in your blenders? There might be specific models and designs that are more conductive to your material types. The best blender for food processing might not be the ideal blender for chemical processing, so further research will be necessary to figure out which one is best for you.


This is somewhat related to size and unit capacity, but it’s also related to blade type. The blades in your blender can have a big impact on your daily volume numbers. The same goes for shear intensity. Is it gentle or harsh? Does it work quickly or thoroughly? Think about these things before committing to a particular blender or blender type.


The motor is the most important part of an industrial blender, so make sure that you’re looking at products with a size and speed output that you like. You should also pay attention to things like continuous and non-continuous designs. These can affect how quickly and efficiently you’re able to mix your materials.

If you’re in the market for an industrial blending machine, these tips can help you find a suitable one. Don’t be afraid to take things slowly. Since industrial blenders are big, expensive and time-consuming to deliver, you shouldn’t rush into a purchase decision. It’ll be a real pain to ship something back if you don’t like it!…

All About the Role of a Carer

Everyone has a role to play as a carer. For instance, parents care for their children and vice versa. On the other hand, people care for their family and friends who are convalescing or recovering from an accident. The statistics reveal that more than 700,000 Victorians act as a personal carer for a senior family member, relation, or friend who cannot get about on his/her own. The chances are you will be cared for or take on the carer role at some point in your life.

Types of Carers

The word “carer” could mean different things to different people. There are paid, unpaid, professional such as the services provided by Gabriel’s Angels, as well as lay carers out there. Most of the time, family and friends may not consider them as a carer since they may simply be playing their role as a father, mother, brother, son, friend, or daughter.

A carer could help a person become independent, well, and healthy as possible. The carer will help the individual stay connected with his/her family, friends, community, and be physically and mentally fit. Sometimes, a carer may help an individual do his/her work such as banking, housework, shopping, and other functions. There are also carers who play intensive care roles helping the individual with all his/her daily tasks such as bathing, feeding, dressing, cooking, giving the medicines and going to the bathroom.

Planning to Become a Carer?

The role of a carer is quite a big commitment. You may have to give up many other activities and responsibilities such as other work opportunities – which can have a significant financial impact on the life of the carer. You should consider the following when deciding whether to become a carer:

  • How much of care does the individual need? Should you care only for a few hours a day or stay all day long? Will you get any free time during the day?
  • Can you support the individual continue doing what he/she loves to do? Would anyone else help you?
  • How are you going to support the individual’s independence, well-being, and health? Although the individual’s care needs may change over time, maintaining health, well-being and independence are always essential.
  • What type of care does the individual require? Does he/she require assistance with a few tasks such as meals, laundry, and taking the medicines? Or else, do they require assistance in more basic needs such as eating, dressing, showering, and to go to the toilet? Are you in a position to provide all the support required by the person?

There are many rewards to caring such as:

  • The satisfaction that comes with knowing that you have helped someone in need.
  • Building a solid relationship with the individual you care for.
  • The opportunity to develop new skills and grow as a person.
  • The confidence that comes with knowing that you can meet new challenges.
  • The acknowledgement that you get from the individual you care and from his/her family.

There are many challenges that come …

Guide For Winter Gloves

Winter gloves take time to purchase and it’s a critical decision in one’s life. There are several factors to weigh such as the warmth, dexterity, quality, whether or not it is waterproof and what size gloves to get is also a crucial decision to make. The details continue as you look deeper with regards to its thickness, fit, and various other requirements. You have to think about these factors while making a purchase for your specific needs. Dave MacLeod is a renowned Pro-Team athlete and has spent time analyzing winter gloves to help new buyers make positive decisions based on the advice he has to offer. This is your chance to make a safe and wise decision for the winter.


As you are going about a steep mixed route, you will need to think about your limit. You will need to think about the amount of energy being employed and how the ice tools are going to be used while in your hands. As you grip the handles tightly, you will need to consider muscular effort and friction. You will need to think about how difficult it is to handle the gear as you move around. These factors are why mixed climbers think about their winter gloves and how much pressure is going to be put on their hands. These routes take a toll and can make it hard to avoid hot aches. This is the tradeoff of going with thin gloves.


Instead, it is the back of one’s hand that is going to be less protected biologically. The palm has more fat and connective tissue than the back. This means the blood vessels become visible as soon as the temperature drops. However, on the other side, the palms are well-protected meaning the weather doesn’t take a toll on it and is not as sensitive as the back of your hand.

Therefore, it is smarter to insulate the back of the hand more than the front. It is the thickness in this area that matters most. You want to be able to retain dexterity while having the desired thickness for protection. This is so you can grab onto the ice tool without it slipping.


While the thickness is important, it is also about the fitting for those who are thinking about finding quality gloves as they go mountaineering. The dexterity is vital but it is the fit that is going to play a major role. A thicker glove is going to have a unique design where finger articulation has to be precise for ultimate results. You want to retain the same frictional properties as a top-tier glove on the palm’s side as it will reduce the amount of energy being used. This is where the size matters a lot.

It is better to go with a smaller size in comparison to what one would normally get. The idea is to avoid excess as that is going to slow you down and make it hard to move …

Epic Stag Party Games

As a best man, you have the right to plan an epic stag party for the groom. You are responsible for picking the destination and the activities as well as choosing some games for entertaining all the guests present. Here are some of the epic stag party games you should think about adding to your event for the best results.  These games can be used all year round, even for Christmas stag do’s.

1. Toy Soldiers

Each guest will be given a toy soldier. During the party, when the best man shouts to the crowd ‘assume the position’, every guest should fall into the same position as the toy soldier. The last man to follow orders will be completely removed from the rest of the events.

2. Shark Attack

Choose one guest to be a shark spotter during the event. When you shout ‘shark attack at any point, every other person should immediately drop to the floor. The person who falls to the floor last should take shots and immediately becomes a shark spotter for the next round.

3. Adopt A New Accent

You can go to different pubs or bars in the area and adopt a new accent whenever you walk into a different establishment. Whoever forgets the proper accent or does a fake one will be identified by another person at the bar and kicked out.

4.  Find The Bride

During the bachelor party, all the guests should try to identify another woman with the same name as the bride. If any of the guests don’t come back with a positive identification, there will be a penalty.

5. Movie Quote

Visit any bar and approach a group of girls. Begin a conversation squeezing as many movie quotes as possible without their knowledge. Whoever mentions the most movie quotes without being noticed has won and can nominate one of the other stags for a forfeit.

6. Posers

The best man should cut small bits of paper and write names of famous people, objects or animals then place the papers in a glass. Each person at the party should pick one paper at random. The best man should shout ‘ who are you’, everyone at the party should pose as what’s written on the piece of paper.

7. Boat Race

Separate all the guests into 2 groups and give each individual a pint of beer. The first person starts drinking their beer and the second person should start when the first one finishes and so on until the entire team has completed their drink. The team that finishes first wins the game.

8. Pub Golf

Have you planned a pub crawl in your party? Well, you can always transform it into a golf game. Think of every pub as a hole and everyone in the party has a drink in each pub. The number of gulps it takes to finish a drink will be the par. Each person should keep a scorecard of their results and the person with the …

Plazmastick, Electrical And USB Lighters New Technology ! 

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