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In current years, a quantity of insurance firms have become insolvent, leaving their policyholders with no coverage (or coverage only from a government-backed insurance pool or other arrangement with much less attractive payouts for losses). The major reason for the distinction in between the two kinds of business is that life, annuity, and pension enterprise is really long-term in nature – coverage for life assurance or a pension can cover dangers over several decades By contrast, non-life insurance cover usually covers a shorter period, such as 1 year. Issued by Club Marine Restricted ABN 12 007 588 347 AFSL 236916 as agent of the insurer Allianz Australia Insurance Restricted.
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This leads to widespread use of life insurance as a tax-efficient strategy of saving as properly as protection …