Day: March 6, 2019

Securing Your Business From Every Angle

Every business has proprietary items or concepts that must be protected. The company can quickly decline without security on several levels. Take a look at how modern businesses must function in order to stay viable in their industries.

Physical Barriers

The most obvious security measure to implement is physical barriers, such as gate openers Jacksonville FL. Roll-up doors, gates and cantilever styles are at your disposal. Simply match the gate or door to your application.

There are attractive, interior barriers that can be created for those showroom spaces. Go with a more industrial look with traditional gates in warehouses and back lots. Security can be strong without looking authoritarian.

ID Access

Some companies have hundreds of employees. They roam in and out of the office for a variety of reasons. As a result, almost anyone can walk into the office at will. Consider the use of ID badges to access certain floors. This protocol forces everyone to be checked with the security system as they move to sensitive areas.

Software Security

You spent a lot of money on hardware and software for your company. The software is one item that can be secured with firewalls and other protocols. Don’t overlook the importance of software security. The business’s invoices, vendor information and customer data can be used against you if displayed for the public. Update your software and implement the latest security as the best way to remain safe in the technological world.

Reputation Protection

A security measure that must be set into place is reputation protection. Go online, and search for your business. Read over reviews and comments that might pop up. Your reputation can be quickly solidified or brought down by comments found through online posts. Official reviews cannot be changed, but you can work with the person to resolve any ongoing concerns.

Examine and update those security measures as time goes by. Security is always evolving, especially in the Internet age. Be aware of any updated parts and factory changes too. The business remains safe on every level as a result of your diligent efforts.

The Flexibility of Universal Life Insurance.

Life insurance is an item everyone needs in one form or another but which few care to discuss. For anyone who is married or with children, life insurance provides a needed safety net. For homeowners, making sure the mortgage is paid after one’s death can be covered through a life insurance policy.

At one time there were basically two forms of life insurance, whole life and term life. With whole life, premiums, or the amount paid for the policy, remain constant through the life of the policy, as does the death benefit. The policy remains in effect as long as premiums are paid. The added benefit of a whole life policy is the accumulation of cash value. Premiums are invested in an account which the policy owner may borrow against.

Basic term life policies do not accumulate cash value and are not permanent policies. They may run for 5 years or more. After the policy expires, the owner must purchase another policy to obtain a death benefit. Because they do not accumulate cash value, term policy premiums are usually lower for the same death benefit. The new policy can purchased for whatever death benefit the insured desires.

Universal life insurance policies blend the cash accumulation benefits and permanency of a whole life policy with the flexibility of term policies. With universal life insurance policies the death benefit can be changed based on the needs of the insured. The insured can seek a policy with a guaranteed minimum death benefit and increase the benefit as life needs change.

In addition, the premium can be flexible and increase or decrease as needs arise. The insured can set the premium amount based on his or her monthly budget. Cash value accumulation is not tied to a single interest rate. Interest earned on premiums can be based on a variable interest rate and indexed to certain financial markets. Unlike term policies, universal life insurance policies do not expire. As long as premiums are paid, the policy remains in force. This feature, along with the variable death benefit, dispenses with the need to purchase a new policy.…