Month: February 2019

Is Captive Insurance Right for Your Company?

Controlling the cost of your risk management is one of the best ways to reduce your overhead, but how can you control the cost of your insurance? The answer is captive insurance ownership. Captive insurers are owned wholly by the companies they insure, so they work for you. The best part? You don’t necessarily need to be able to afford to spin out your own insurance company to participate. There are plenty of ways to build a captive insurer cost-effectively.

How Does Captive Insurance Work?

There’s a whole captive insurance industry designed around facilitating your ability to participate in this innovative approach to business insurance. They help with the administration of your new business. The result is an easy to manage approach to a product that gives you a superior level of control over your business.

What Material Benefits Does Captive Insurance Bring?

It’s not just about more control over your risk management. When you use a captive insurer, you have the power to insure your business against risk where outside insurers don’t have a model for coverage. Even when that’s not the case, there are often significant tax savings to the use of captive insurance, and the structure of the subsidiary company means you’re not self-insuring, because the captive company is a separate entity. This also means your subsidiary does not necessarily have to be based in the same state or country as its parent company, providing you with more options to manage your tax obligations.

Learn More About Captive Insurance

The best way to learn more about this topic is to talk to an insurance company that works to help set businesses like yours up with their own captive insurers. They’ll be able to talk about how this kind of company fits your existing business model, as well as what material savings you can expect based on how your current insurance solution compares.

A simplified process on investing in best SIP plans online

Introduction

The abbreviation SIP stands for Systematic Investment Plan. This means that several investors get together and contribute to a mutual fund by depositing their respective amounts in a regular, systematic manner. This frequency can be weekly, monthly, or quarterly.  In order that you get very good returns from your mutual fund, it is essential that you do due diligence in finding out the right mutual fund and also contribute your share regularly. This article will guide you to invest in your SIP plan online. But why invest in a mutual fund online? Because data suggests that more and more number are discarding the old traditional route of filling forms and adopting the internet for their investment decisions.

Investing in best SIP plans online

  1. Identify your objective- Firstly, identify the reason behind your SIP investment decision. Do you want to accumulate enough money to fund your child’s education, or arrange funds for your daughter’s marriage? Are you considering buying a house? Once you have identified the objective, do some rough calculations and arrive at a ballpark figure for the funds needed.
  2. Becoming KYC compliant- It is necessary to supply one’s personal details online while applying for a mutual fund online. KYC means ‘Know Your Customer’ and every mutual fund would insist that you supply your details to it. These are your name, address, date of birth, Permanent Account Number, and documents that verify these details. You need to self-attest those documents and upload them on the portal of the mutual fund company. You may be visited upon by a representative of the company to ascertain your information.

You can also furnish your details by giving your Aadhar Card number to the website. By doing so, you will get a One Time Password on your mobile. Write that number in the required field on the form and you are done. Please note that giving Aadhar details is not mandatory.

Another thing that is important to be noted is that once you have submitted your KYC details online, you don’t have to repeat that process. Submit your details on Karvy, CAMS and a few other eKYC portals.

  1. Identify and then invest- Once you have submitted your details, the next step is to identify those mutual funds that fulfil your objectives. An important part of this activity is to discover your risk appetite. This means finding the level of your potential losses. It doesn’t mean that you will necessarily lose in the fund you chose; all we are saying is that there might be some losses in your investments and you should be prepared for them.

Once you have identified your best SIP plan, the next step is to start investing in it. If you can afford paying your contribution on a regular basis, then it is time you opted for that plan.

  1. How to buy mutual fund online? You can buy your SIP plan either directly or through a mutual fund advisor. Both of them have their own benefits.

In the …

3 Reasons To Install Commercial Fencing

If you’re like most business owners, you’ve put countless hours into making sure the inside of your commercial property is clean, inviting, and ready to make the best impression on your clients. Have you done the same for the exterior portion of your property? Your company’s parking lot, landscaping, and even fencing make the first impression on current and potential clients. Check out these reasons to hire fencing contractors Columbus Ohio.

1. Fencing Adds to the Appearance

First impressions are everything. Depending on the type of business you own, ornamental fencing can add to the aesthetic appeal of your commercial property. Perhaps you own a law firm, medical practice, or even an upscale bed and breakfast. Wrought iron fencing with ornamental elements adds an air of prestige to your property that you just wouldn’t get with a basic chainlink fence. Are you on a budget? Aluminum fencing can lend to the same professional appearance at a fraction of the cost.

2. Fencing Creates More Security

Industrial complexes are prime real estate targets for several types of trespassers. Sometimes, unscrupulous people find their way into industrial complexes to steal copper and other recyclable parts for money. Other times, teenagers use the areas for skating, biking, or just hanging out, which can leave you on the hook if someone gets hurt on the property. Adding tall, locking fences to your property makes it much harder for people to trespass and leave you on the hook for any big expenses they create.

3. Fencing Makes Your Space Safer

Sometimes, commercial fencing is necessary for safety and may even be required by law. Maybe you own a hotel, recreation center, or another type of business that has a pool, spa, or certain types of sports courts. These spaces often require safety fencing that protects small children, animals, and passersby from possible danger. Laws vary by state and city, but you can check with local authorities if you aren’t sure what’s required of you.

Regardless of why you decide to hire someone to install fencing on your commercial property, the key is to work with true professionals. Seek out fencing contractors who are reliable, reputable, and experienced to work on your property.…

Three Uses for a Bucket Truck

Of course, you need a bucket truck! Why would you even consider asking that question? But, you’re not sure why? And, you don’t even know what a bucket truck is?

Well, the short answer to your question is it’s a vehicle you’ve seen many times before. Probably when someone was in the process of repairing telephone lines. Or, you would have seen the fire department use it during a rescue. Basically, it allows a worker to perform maintenance on items with a good deal of height.

It’s for Safety

Furthermore, it encourages safety. Before their invention, workers used to climb telephone poles and fireman used to use ladders to handle incidents at higher elevations. This was always a risky endeavor, for one slip could cause serious injury or death.

A bucket truck enhances the safety of those inside as well as those below. In addition, it increases their efficiency. They can bring all the necessary tools for a one-time repair instead of relying on others.

Why Do You Need One?

So, we go back to the original statement … Of course, you need a bucket truck. Well, if you’re a business that needs to deal with high places. Here are three uses.

1. Cleaning windows. You receive a boost in your business when you can reach higher floors without the use of a ladder.

Pruning trees. You can shear more branches at one time in a bucket truck over an extendable cutter.

3. Ariel photography. A bucket truck works great for businesses or governments that require aeriel photographs of their town and surrounding areas.

You Don’t Have to Buy Them New

The good news is you don’t have to purchase a brand new bucket truck for your purposes. There are numerous companies out there, Centec Equipment as one example, that handle the sale of these vehicles. They range from utility trucks to used forestry bucket trucks for sale.

Ready to purchase? Visit one of these companies, let them know your needs, and they’ll direct you to the right truck.…

Benefits Of Using Mobile Billboard Truck Advertising

Since advertising became popular over a century ago, most advertising money has been thrown at traditional forms of advertising. These include billboards, newspapers, and flyers. Whether they’re placed in media meant to be read for educational or entertainment purposes like newspapers or magazines or plastered on billboards, these advertisements are stationary. Mobile billboard trucks are unique in that they are always on the road, helping businesses get the most bang for their buck. Here are a handful of other benefits that mobile billboard trucks bring to the table.

More Effectively Reach Your Target Audience

Assume your business’ target audience is college students. Getting advertising spread across college campuses is generally difficult. There aren’t that many advertising opportunities when it comes to colleges. Passing out flyers is one way to get your business’ way onto campus, though doing so might be against some colleges’ rules. Driving around city streets, as long as you’re doing so legally, isn’t against any rules. Mobile billboard trucks will help you more effectively reach your target audience than using any other method of advertising.

Mobile Billboards Are Cheaper Than Their Stationary Counterparts

To create a mobile billboard, all you need is a vehicle and a few hundred dollars. You can either hire a painter to plaster your advertisement on your vehicle or have an automotive paint shop wrap your vehicle. Both routes should cost less than a thousand dollars. Further, both wraps and paintings will last years, even in bad weather conditions.

They’re More Likely To Be Remembered By Viewers

People who watch television for just a few hours are exposed to hundreds of commercials. It’s not very likely for people to remember specific commercials because they’ve seen so many. The same holds true for advertisements on the Internet and on traditional stationary billboards. However, very few people are exposed to more than a few mobile advertisements on a daily basis. As such, they’re more likely to be remembered by the people who see them.

No matter what type of business you operate, your advertising dollars will be well spent on a mobile billboard truck . Make sure you reach out to a professional advertising firm to maximize the benefits you’ll reap from using this strategy.…